What credit score do I need to buy a house?
Many conventional loans want a score of about 620 or higher, FHA loans allow scores down to 580 with 3.5% down (and lower with more down), and higher scores usually get better rates. ListingCraft for Buyers lets you upload your preapproval letter once you have it, so listing agents see you are ready.
Exact minimums vary by lender and loan type. Before applying, check your reports for errors, pay down card balances and avoid opening new credit.
After you are preapproved, the letter lives in ListingCraft for Buyers and you choose whether to attach it to showing requests and offers.