What are the first steps to buying a house?
Check your credit, decide on a budget, get preapproved by a lender, then start looking at homes and comparing them with recent sales. ListingCraft for Buyers covers the next part on your iPhone: browsing homes on a map, reports with sold comps and your monthly payment, showing requests and offers.
Start with your money: pull your credit reports, add up your savings for a down payment and closing costs, and work out a monthly payment you are comfortable with. Then talk to two or three lenders and get a preapproval letter so sellers take your offer seriously.
Once you are preapproved, upload the letter to ListingCraft for Buyers (it stays private until you choose to share it), set your price range for morning alerts, and start opening home reports to learn what homes actually sell for.
Step by step
- 1Check your credit and budget.
- 2Get preapproved by a lender.
- 3Browse homes and compare them with nearby sold comps.
- 4Tour the homes you like.
- 5Make an offer, do your inspection and appraisal, then close.