How do I get preapproved for a mortgage?
Apply with a lender and provide pay stubs, W-2s or tax returns, bank statements and ID; the lender checks your credit and issues a preapproval letter, often within a few days. Then upload the letter to ListingCraft for Buyers so you can attach it to showing requests and offers.
Compare at least two or three lenders. Credit checks for mortgages made within a short window are generally treated as a single inquiry for scoring purposes.
Step by step
- 1Gather pay stubs, tax documents, bank statements and ID.
- 2Apply with two or three lenders.
- 3Compare the Loan Estimates and pick a lender.
- 4Upload your preapproval letter in ListingCraft for Buyers Settings.