How much cash do I need to close on a house?
Your cash to close is roughly your down payment plus closing costs and prepaid items (like insurance and tax escrow), minus the earnest money you already deposited. ListingCraft for Buyers adds this up live while you set your offer price, down payment and earnest money, and explains each piece in plain English.
Closing costs often run a few percent of the price, depending on your state, lender and title company. Your lender's Loan Estimate and the final Closing Disclosure are the official numbers; the app's figure is an estimate to help you plan.